This Privacy Policy describes how Agency Services, Inc. and Executive Underwriters, Inc. (“Company,” “we,” “us,” or “our”) collect, use, and disclose information when you access or use our website and related services (the “Service”). It also explains your privacy rights and how applicable laws protect you.
By accessing or using the Service, you agree to the collection and use of information in accordance with this Privacy Policy.
Interpretation and Definitions
Interpretation
Capitalized terms have the meanings defined below, whether used in the singular or plural.
Definitions
For purposes of this Privacy Policy:
- Account means a unique account created for you to access all or part of the Service.
- Company refers to Agency Services, Inc. and Executive Underwriters, Inc., located at 7980 Courtyard Plaza, Memphis, TN 38119.
- Cookies are small files placed on your device that store information about your browsing activity.
- Country refers to the United States.
- Device means any device capable of accessing the Service, including computers, smartphones, or tablets.
- Personal Data means any information that identifies or relates to an identifiable individual.
- Service refers to the Company’s website.
- Service Provider means any third party that processes data on behalf of the Company to facilitate or improve the Service.
- Usage Data refers to data collected automatically through use of the Service.
- Website refers to Agency Services, Inc., accessible at https://agencyservices.com.
- You means the individual or legal entity accessing or using the Service.
Information We Collect
Personal Data
We may collect personally identifiable information, including but not limited to:
- First and last name
- Email address
- Phone number
- Mailing address (city, state, ZIP/postal code)
- Usage Data
Usage Data
Usage Data is collected automatically and may include:
- IP address
- Browser type and version
- Pages visited, visit duration, and timestamps
- Device identifiers and diagnostic data
When accessing the Service via a mobile device, additional data such as operating system and mobile browser type may also be collected.
Cookies and Tracking Technologies
We use cookies, web beacons, tags, scripts, and similar technologies to operate, analyze, and improve the Service.
Types of Cookies We Use
- Essential Cookies (Session Cookies)
Required for authentication and secure access to the Service. - Consent Cookies (Persistent Cookies)
Record whether you have accepted cookie usage. - Functionality Cookies (Persistent Cookies)
Remember user preferences and login details. - Performance & Analytics Cookies (Persistent Cookies)
Used to analyze website traffic and usage patterns, sometimes administered by third parties.
You may configure your browser to refuse cookies; however, certain features of the Service may not function properly as a result.
Use of Personal Data
We may use Personal Data for the following purposes:
- To provide, operate, and maintain the Service
- To manage user accounts and registrations
- To perform contractual obligations
- To communicate service-related updates and security notices
- To provide marketing, promotional, or informational communications (subject to opt-out rights)
- To manage inquiries and requests
- To analyze usage trends and improve the Service
- To deliver interest-based advertising
- To support mergers, acquisitions, or asset transfers
- For legal, compliance, and business operations
Sharing of Personal Data
We may share Personal Data in the following circumstances:
- With Service Providers performing services on our behalf
- With affiliates under common ownership or control
- With business partners offering related products or services
- During business transactions such as mergers or acquisitions
- With other users if information is shared publicly
- With your consent or as otherwise disclosed
Retention of Data
We retain Personal Data only as long as necessary to fulfill the purposes described in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce agreements. Usage Data is generally retained for a shorter duration unless required for security or legal purposes.
Transfer of Personal Data
Your information may be processed and stored outside your state or jurisdiction. By using the Service and submitting information, you consent to such transfers. We take reasonable measures to protect data during transfer and storage.
Disclosure of Personal Data
Business Transactions
Personal Data may be transferred during mergers, acquisitions, or asset sales. Notice will be provided if such transfers occur.
Legal Obligations
We may disclose Personal Data to comply with legal requirements, court orders, or governmental requests.
Other Legal Reasons
Disclosure may occur to protect Company rights, investigate wrongdoing, ensure user safety, or limit legal liability.
Data Security
We use commercially reasonable safeguards to protect Personal Data; however, no method of transmission or storage is completely secure. Absolute security cannot be guaranteed.
Third-Party Service Providers
We may use third-party providers for analytics, marketing, and communication services, including but not limited to:
- Google Analytics
- ActiveCampaign
- Google Ads
- Facebook / Meta Platforms
These providers process data in accordance with their respective privacy policies.
Email Marketing
You may receive marketing communications from us. You may opt out at any time by contacting us directly.
Children’s Privacy
The Service is not intended for individuals under the age of 18. We do not knowingly collect Personal Data from children. If such data is identified, it will be promptly removed.
Links to Third-Party Websites
Our Service may contain links to third-party websites. We are not responsible for their content or privacy practices and encourage you to review their policies.
Changes to This Privacy Policy
We may update this Privacy Policy periodically. Changes will be posted on this page and reflected by an updated “Last Updated” date. Continued use of the Service constitutes acceptance of changes.
Contact Us
If you have questions about this Privacy Policy, please contact us:
Phone: 800.777.0988
